Norwich Union has launched a savings plan for those hoping to invest in the property and stock markets .

People investing in the Guaranteed Capital Plan (GCP) are also guaranteed to receive their original investment back at the end of six years.

The minimum investment in this savings plan is £3,000. The Halifax House Price Index, a one-year fixed rate deposit savings account and the FTSE 100 will all be linked to the original investment.

Upon maturity of the savings plan, investors will receive their full original investment back. However, those who want their investment back before the end of the six-year term might be charged an early withdrawal fee.

Returns on the savings plan are split into the three linked investments . Eight per cent gross is paid to the investor after a year.

Another third is linked to the Halifax House Price Index. The investor is set to receive the full investment back after six years, with 75 per cent of any growth in the index added on top.

Growth on the FTSE 100 Index is calculated and paid out in the same way.