Collective Investments

Investments Quote Line

0845 108 0505

• Home
• Mortgages
• Online shares
• Banking
• Savings
• Pensions
• Car Finance

Collective Investments

Unit trusts, OEICs (open ended investment companies) and investment trusts are all collective investments.

Many providers now offer unit trusts, OEICs and investment trusts. You do not necessarily need to be an experienced investor to consider them as part of your overall investment plan.

They are considered to be a high risk investment but can be a simple way to achieve a very diverse spread of investments. They pool investors' money together in a large shared fund with a professional fund manager, with the aim of delivering the highest returns.

This gives you the opportunity to invest across different funds and in different sectors without having to spend the time managing the investments yourself.

It is also possible to hold unit trusts and OEICs within an ISA so growth is tax-free.