Investment Companies - Clerical Medical
Clerical Medical
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Clerical Medical

Bank

The HBOS Group is among the largest financial services groups in Europe and a major and distinctive competitor in the UK financial services market, with the size scale and expertise to challenge the 'Big 4' clearing banks.

Clerical Medical therefore operates as a major player in the global economy, delivering highly competitive products and world-class customer service to financial advisers and their clients.

They have a Standard & Poor's rating of AA and an Aa2 rating from the international credit rating company Moody's Investors' Services. They are currently offering:

Flexible Growth Bond

Flexible Growth Bond which has a choice of a wide range of funds, including some managed by other leading investment companies. Switching between funds at any time is completely free however switches out of the With-Profits Fund, a final bonus and/or an MVR may apply. You can "phase-in" an investment thus overcoming the problem of knowing when best to invest.

Income Bond

Income Bond - this has a choice of four specially developed ' income' funds, each offering a different combination of ' income' and capital returns and again free switching between funds at any time. For switches out of the With-Profits Fund, a final bonus and/or an MVR may be applied.

Discounted Gift and Income Bond

Discounted Gift and Income Bond is ideal for those wishing to reduce inheritance tax liability. It also has access to a wide range of funds, including some managed by other leading investment companies, currently no charges for any switches between funds and a minimum investment of £50,000.

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