Investment Companies - Virgin
Virgin
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Virgin

Like all Virgin companies, Virgin Money was launched to give their customers a better deal.

They aim to offer a wide range of great value, easy to understand financial products.

They believe in Plain English and straightforward dealing, backed by real customer service.

Virgin offers two types of tax-free ISAs:

  • Virgin Stocks and Shares ISA with a maximum investment of £7,200
  • Virgin Cash ISA with a maximum investment of £3,600 in cash.

The Stocks and Shares ISA has three options:

  • The Virgin Climate Change ISA - An environmental ISA with a difference, investing in businesses we believe have growth potential and also have a lighter environmental footprint.
  • FTSE All-Share Tracker ISA – this ISA has a one-off annual management charge of 1%.
  • Bond and Gilt ISA – this ISA has a one-off annual management charge of 1%.

The Cash ISA pays interest on a daily basis that is tax free with easy access to the funds. With this ISA there are no other charges.

An individual can open one or both types of Virgin ISAs and pay into both ISAs during the same tax year providing the £7,200 tax free limit is not exceeded and no more than £3,600 is deposited into the cash ISA.

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