Investment Types - Junior ISAs
Junior ISAs
Investments  >  Types   >  Investments for Children   >  Junior ISAs

Junior Isas

Junior Isas were launched on 1 November 2011 as a replacement for Child Trust Funds (CTFs). Junior Isas allow parents to save up to £3,600 a year tax-free for their children.

Unlike their predecessor, however, junior Isas will not receive government contributions. All UK children under the age of 18 will be able to open a junior Isa – unless they already have a CTF. Each child can hold up to one cash Isa and one stocks and shares Isa.

If you choose an investment Isa you can switch between funds using a fund supermarket or independent financial adviser (IFA) that allows you to put different funds into the Isa tax-wrapper.

If you decide to opt for a cash junior Isa, you need to compare interest rates carefully and be ready to switch to a better account if yours no longer looks competitive.

Once the child reaches 16, he or she can manage the account themselves and once the child reaches 18, the junior Isa automatically converts to an adult Isa. No withdrawals can be made until then.

Speak to a trained advisor


Speak to an investments advisor


With so many different options available to you, it can be difficult to know where to start.

In just 3 steps you will be contacted by a regulated advisor.

  1. Simply complete the form below and click the "Proceed" button.
  2. We will send you a text and an email with the details of the regulated advisor who will contact you.
  3. We will then send your details to a regulated advisor who will be in touch with you directly to discuss your needs further.

We will only provide your details to one regulated advisor.

Your investment

*
*

About you

*
*
*
*
*
*
*

Questions marked with * are required

Please be aware that the advisor who contacts you will be a third party advisor who has no connection with us. There is no charge to you for using this service. We are paid by charging your assigned advisor a fee for this service. Any advice or assistance given to you by a third party advisor does not represent our advice or assistance and is not checked or endorsed by us. It is your decision whether or not you act on any advice or assistance you are given.

By clicking "Proceed" you confirm that:

  • You accept our Terms of Use; and
  • You would like to be contacted by a regulated third party advisor to discuss your needs.

Remember that past performance is not a guide to future returns and that the value of investments and the income from them can go down as well as up.

Financial Services Net Limited and other trusted 3rd parties would like to keep you advised via e-mail or telephone of products, services and other exciting offers we think may interest you. Please untick this box if you do not consent to us contacting you for further information.

Forum

Meet the Team